Manufactured Home Certification – Foundation Inspections in Minneapolis, MN
Purchasing or refinancing a manufactured home? Then you’ll likely need a Manufactured Home Certification to ensure the property meets lending requirements. At Quality Property Inspections, we offer fast, accurate foundation inspections and certifications for manufactured homes in Minneapolis, Minnesota, and surrounding areas. Whether you’re securing an FHA, VA, or conventional mortgage, we help confirm that your home’s foundation is safe, secure, and fully compliant.
What Is a Manufactured Home Foundation Certification?
A manufactured home foundation certification is a formal assessment confirming that the home is permanently affixed to its foundation and meets the standards outlined by the U.S. Department of Housing and Urban Development (HUD). Without this certification, many lenders—especially FHA and VA—will not approve your financing.
At Quality Property Inspections, we work closely with a licensed structural engineer to deliver accurate, HUD-compliant certifications—typically within 3–4 business days.
Why Is Foundation Certification Required?
Most mortgage lenders require proof that a manufactured home has a permanent, functional foundation to ensure long-term safety and structural stability. This applies to:
- FHA Loans
- VA Loans
- USDA Loans
- Conventional Mortgage Programs
Without a proper certification, your loan may be delayed or denied. HUD regulations are strict, and lenders need proof that your home won’t shift, flood, or support improper structural additions.
What We Inspect for a HUD Foundation Certification
Our certified inspectors perform a comprehensive structural inspection that includes:
- Verifying the home is permanently anchored or tied down
- Ensuring the home cannot drift or shift off piers or supports
- Evaluating site drainage to avoid flooding in crawlspaces or basements
- Confirming compliance with HUD/FHA, VA, and conventional lending standards
After the inspection, we submit findings to our licensed engineering partner, who issues the final certification report within 24–48 hours.
Additional HUD Certification Types We Offer
HUD Permanent Foundation Certification
This certification verifies that the home has a permanent support and tie-down system, and that the foundation is sound and properly drained.
HUD Additions Certification
This confirms that any additions (decks, garages, roof overhangs, sheds, etc.) are not structurally dependent on the manufactured home, as required by HUD guidelines.
HUD First Permanent Location Certification
This verifies the home is still in its original placement location and has not been moved since its first installation—another key HUD requirement.
What to Expect from the Inspection Process
On-Site Inspection
We examine the underside and perimeter of the home and often require interior access.
Documentation & Photos
We take detailed images and measurements for engineering review.
Engineering Review
We submit the data to a Minnesota-licensed structural engineer specializing in manufactured home certifications.
Certification Delivery
Once reviewed, the engineer returns a certification report—typically within 24 hours—which we forward to you or your lender.
Service Areas
We proudly provide manufactured home certification inspections throughout:
Minneapolis, Saint Paul, Bloomington, Woodbury, Eagan, Burnsville, Maplewood, Cottage Grove, Richfield, Inver Grove Heights, South Saint Paul, Mendota Heights, and surrounding communities across Minnesota.
Frequently Asked Questions (FAQs)
Do I need a foundation certification for refinancing?
Yes. If you’re using FHA, VA, or USDA financing to refinance a manufactured home, a foundation certification is typically required.
Who performs the final certification?
A licensed professional engineer (PE) reviews your inspection data and signs off on the official certification, which is recognized by lenders nationwide.
What qualifies as a “permanent foundation” under HUD guidelines?
The home must be affixed to a foundation that can resist wind, seismic forces, and movement. Tie-downs, piers, concrete slabs, and sufficient drainage are all required components.
How long does the process take?
From the time of inspection, you’ll usually receive your final report in 3–4 business days. Rush services may be available—just ask!
Can additions like garages or decks affect certification?
Yes. Any non-original additions must be self-supporting and not rely on the manufactured home’s structure. Otherwise, the home may fail certification.
Schedule Your Manufactured Home Certification in Minneapolis
At Quality Property Inspections, we help homeowners, buyers, sellers, and real estate professionals meet certification requirements with speed and accuracy. Whether you’re buying a new manufactured home or refinancing your current one, we’ll guide you through the process with transparency and professionalism.
